Showing posts with label SSI. Show all posts
Showing posts with label SSI. Show all posts

Monday, March 8, 2010

Maybe promising apartment?

So I have an apartment I'm going to look at this weekend. My boyfriend's mom is going with me so I have eyeballs to check it out, too. The guy was really nice and didn't seem too concerned about my SSI and part-time job being my income. Its close to campus, and he thought it'd be perfect for me, he said.
But here's my wonderment now, what I didn't think of asking earlier. It says its a bachelor unit with a separate bathroom and all utilities included. He told me it was on top of a garage. So, now my question is, does it have a kitchen? Sounds like no. I could get by without a stove since I have a crock pot and sort of grill thing, its called the GT Xpress, but a fridge is important. I guess I could always get a small one, not tiny but not a full-sized one.
We'll see how it is when we go, probably Saturday. I hope it is okay. It'd be nice to be close to campus and to have a place where I don't have to mess with a cosigner. Cross your fingers, especially that it has a fridge!

Saturday, February 20, 2010

Hi all. So I got really excited tonight when Anthony was showing me this
E-mail he got about something called the Justice Corps. I've heard about it
before and basically, you help people who can't afford legal aid. It sounds
much cooler than my short little discription here, especially since I'm
into crim. Anyway, there was a summer program, and since I am hoping/planning
to be here in the summer, if I can find an apartment I can afford, I'd be
able to do it. They have 30 spots so I may or may not even get selected, but
it sounded awesome!
Its volunteer and you have to get yourself to the place, but they said if
you provide receipts, they'll reimburse for transportation. They'll give you
$1,000 at the end of the completion of 300 hours, 32 a week. So it isn't
much but is something.
So, what's the down side?
Well, as I soon realized, if I'm working for them 32 hours a week, I
wouldn't have much time to work in the high tech center on campus. Hence, I
wouldn't be bringing in much money a month besides my SSI and Social Security
Survivor benefits, which amounts to less than $900 now. If this wasn't
California, that'd be enough, but here, I'd be hard pressed to live off of that.
So dang it! This would be really good experience for me, would be really
interesting, I'd be helping people, and it'd be great to put on a resume. But
I in all likelihood will never find a place I could afford without being
able to work. Ugh!
It'll be hard enough to find a place I can afford even if I can work, since
it won't be a full-time job. So I'm all bummed out now and confused as to
what I'm going to do with myself. If I find an apartment, it'd be great so
I wouldn't have to always move out of the dorm every summer and pay extra
if I wanted to stay on breaks. I could also work this summer, and still go
to other events out here that I wouldn't be able to do if I went home for
the summer. I wouldn't have to have anyone store my stuff while I was gone,
either, and wouldn't have to keep having people help me move in and out of
the dorms at the beginning and end of the years. But if I go to Iowa for the
summer like I always have before, I wouldn't have to ppay for food, rent,
etc. But I wouldn't be getting any experience working or anything, and when
I came back, I'd have to get help moving back into the dorms; and the
cycle continues.
But I'm so worried about affording a place out here. I can get a loan again
for next year and use it to help pay rent/food/other living expenses, and
rehab will help with tuition if financial aid doesn't cover it all, but for
the summer, I'm worried. So
anyway, I've saved what I can but it isn't much since I'll have to make one
and a half more dorm payments, I think about $1,600 worth, before I'd be
moving. How can I afford to even move? How can I afford the security
deposit? How can I afford the rent until I'm back in school? And lots of places
want to see you have two and a half the rent as income, which I won't,
working or not, so I might not even find a place that would rent to me. The
stupid dorms want $400 next month to hold our spot for next year, and its
nonrefundable, so if I pay it and then find a place, that's $400 down the drain.
And even holding the dorm room and keeping the payments at what I'm paying
now, they are ridiculous! I couldn't afford them anymore without a loan,
and I really hate living off of student loans. I'll have to pay them back,
and I'm already paying about $300 a month out in bills to credit cards and my
cell phone.
So this is really stressing me out right now, trying to figure out what to
do and what will be best for me. Why can't I just win the lottery or
something? I guess it'd help if I played the lottery. (smile) Thanks for
listening to my long-winded rant and whine.