I want an apartment!

I've wanted my own apartment for at least a year and a half now, and the longer I've wanted one, the more reasons I come up with for wanting one. Let's see what they are:
1. I'd probably have more room (but maybe not since studios are small).
2. I'd have my own bathroom!
3. I'd have my own kitchen.
4. I wouldn't have to move my stuff out evry summer, into my boyfriend's family's garage, and then back in again the next fall!
5. I wouldn't have to pay extra to stay during Christmas time or times the campus is closed!
6. I wouldn't have to move my stuff into a different room if I wanted to be here in the summer!
7. I could work this summer since I'd have a place to live!
8. If I found a place that allowed pets, I maybe could co-raise a puppy or at least puppy sit!
9. It might be quieter.
10. The dorms are super expensive. (What's worse is that they want $400 in March to hold our room and lock our rates in for next year, but the $400 is nonrefundable if we change our minds.)
Negatives?
1. I might have to cook. (However I like to sometimes, and I could eat on campus and in the dining hall still if I wanted.)
2. Apartments close to campus are expensive and the closer the better. (But if I was close to a bus stop, I'd be fine.)
3. I'd have to set up the internet, cable, electric, etc and pay for them all separately which will be a pain. (But some include some utilities or maybe I could get a package deal.)
I can't really think of any more negatives. But what sucks is that even if I find an apartment now, they won't hold it for me until May, which is when I'd want to move. If I don't pay $400 in case I can't find something, my rates and room won't be held. Maybe I'll be able to get a room still, but the prices would go up. They're already crazy this semester as it is. But if I pay the $400 to keep my rates and room locked and I find an apartment, it won't be refundable! No fair!
Well, wish me luck looking. I hope I can find something dog friendly, close to a bus stop, that isn't too terribly expensive or tiny. Wish me luck!